3 Weeks to go until 31st October.
Here’s how we can make your pension work for you.
If you could turn €600 into €1,000 instantly, would you do it?
That’s exactly what happens when higher-rate taxpayers make a pension contribution before 31 October and claim 40% tax relief against their 2024 income.
This is tax you’ve already paid.
You either pay it to Revenue — or pay it to your future self.
- Contribute €1,000
- Claim back €400
- Actual cost: €600
That’s a 66% immediate return before your money even starts growing.
Then it compounds tax-free.
Then you can draw a tax-free lump sum at retirement.
This isn’t hype – it’s tax and maths.
The Bigger Picture
This isn’t just about pensions.
It’s about ensuring your financial plan is in service to your life plan, and your life plan is in service to your purpose.
At Atlantic Wealth Management, we work with entrepreneurs, company directors, and families across Ireland who don’t just want to build wealth — they want to build meaning.
We help clients align Purpose → Plan → Portfolio, so every euro works in harmony with what matters most.
Now Is the Moment
The Budget 2025 has come and gone.
Pensions haven’t.
We’re entering the season where future selves are quietly being built.
“Someone’s sitting in the shade today because someone planted a tree long ago.” 🌳 — Warren Buffett
Your future self will thank you for the action you take this month.
Quick Checklist
✔️ Confirm your Revenue contribution limits
✔️ Make your pension top-up before 31st October 2025
✔️ Submit your tax-relief claim via ROS or your local tax office
✔️ Keep your pension certificate issued by your life company as proof of payment
Take Action
We’re now in the busiest and most decisive quarter of the year.
If you’ve been meaning to take control of your finances — this is your moment.
Need expert guidance?
Visit 🔗 www.atlanticwm.ie
📩 Send us a DM
📞 Or reach out to one of our advisers today.
Together, we’ll help ensure your wealth has purpose — and your purpose has a plan.
Important Notice
Tax relief is available at your marginal rate, subject to individual eligibility and Revenue limits.
The granting of relief is at the discretion of Revenue.
Past performance is not a reliable guide to future performance.
You should seek independent financial and tax advice before making any decision.
